STANDARD Bank, Africa's largest lender by assets, has 67.4 billion rand ($4 billion) in loans and commitments to the coal, oil and gas sectors on its books, according to a climate exposure report it has published. Climate campaigners have criticised the bank for both its lending policies and involvement in particular projects such as a blockbuster natural gas development in Mozambique, and its potential financing of a Ugandan oil pipeline. The bank's climate-related financial exposures report gives the fullest picture yet of its lending to fossil fuel industries. It showed those sectors accounted for about 4% of all its lending…