THE transition has been swift. Just two decades ago, most banking in Africa was performed offline, due to limited internet reach. Now, African banks are on the verge of adopting fintech's big disruptor, cryptocurrencies. The latest indicator of the speed of this change was a vote of confidence in Yellow Card, a Pan-African cryptocurrency exchange platform, at this year’s Africa Financial Industry Summit (AFIS 2023). During the summit, which brought together over 1,000 financial industry leaders, regulators, bankers, and fintech entrepreneurs, the exchange was recognised with the award of ‘Disrupter of the Year’. “The award speaks to the power of…