How to live sensibly financially in 2021
TO borrow from Britain's Queen Elizabeth II, 2020 is not a year many of us will look back upon with undiluted pleasure. A year which started promisingly, indeed, turned into an annus horribilis. The COVID-19 pandemic and its impact on the lives of individuals, businesses, economies and countries is well documented. The global roll-out of the vaccine provided a silver lining to the end of 2020 and offers a promise of hope and improved health in 2021, despite the winds of a second wave blowing across many nations. But what about the financial impact on individuals who faced tremendous personal…