THE world’s climate is changing. All of us will ultimately be affected by climatic shifts – but some will be hit harder than others. On the African continent, for instance, small businesses are on the front lines of climate change. Over 50% of the African labour force works in agriculture, which is both very exposed to and dependent on climatic variability and change. But even businesses in urban centres are increasingly dealing with climate-induced challenges. These include unstable water and power supplies, extreme heat and flooding. These hazards interrupt processing and manufacturing activities. They also limit the transportation of goods…